34
Go to
to view complete course descriptions and instructor bios.
Money Management
Solve the Retirement Puzzle
The “Retirement Guy’s” Guide to
Financial Well-Being
Peace of mind in retirement is about much
more than the size of your 401(k) or your
Social Security check, or your brokerage
account. It’s critical to know how to
safeguard your hard-earned accumulated
assets, develop an adequate stream of
guaranteed lifetime income, deal effectively
with taxes, protect yourself from the
catastrophic costs of long-term care, and
build a legacy for your loved ones. In this
class, Steve Geist fits the pieces of the
puzzle together to enable you to build a
solid plan to enjoy your retirement with
greater peace of mind. This class is perfect
for those over the age of 50 and in or near
retirement.
Steve Geist
is an expert in
safe retirement plan strategies and has
accumulated an online library of learning
videos, radio shows, and special reports to
guide you with your retirement. Steve also
teaches the popular “All About Annuities”
class and “Planning Your Retirement Cash
Flow” class at CFU (both recommended but
not prerequisites).
$51 Non-Member
$39 Member
CFU LOWRY
: Near 1st & Quebec
1947AP: One Sat., 9AM-12PM 4/2
1947AQ: One Thu., 6-9PM 5/12
1947AR: One Sat., 9AM-12PM 6/25
Planning Your Retirement
Cash Flow
The Second Piece of the
Retirement Puzzle
In retirement planning, net worth is nice;
but cash flow is king! Get ahead of the
income planning curve by taking this
class and gain financial peace of mind.
Learn how to prepare a proper budget and
cash flow for a long retirement. Discuss
the benefits of annuity-based guaranteed
lifetime income, how to set up tax-efficient
annuity ladders, strategies for managing
Social Security benefits, and the risks of
taking income from risk-heavy retirement
accounts. Learn how to account for longevity
and inflation so you don’t outlive your
assets, and how to find the right kind of
financial advisor to assist you. This class
is perfect for those over age 50 and in or
near retirement.
Steve Geist
is an expert
in safe retirement plan strategies and has
accumulated an online library of learning
videos, radio shows, and special reports to
guide you with your retirement.
$41 Non-Member
$29 Member
CFU LOWRY
: Near 1st & Quebec
6617AD: One Thu., 6:30-8:30PM 4/7
6617AE: One Sat., 10AM-12PM 5/14
6617AF: One Tue., 6:30-8:30PM 6/21
All About Annuities
The Backbone of a Successful Re-
tirement Strategy
Annuities often get a bad
rap. Many people assume
that all annuities have
high fees, tie up your
money, are not liquid,
and don’t offer much
opportunity. This class
busts those myths and
introduces you to the variety and potential
of annuities and how they can play a
beneficial role in your retirement strategy.
Topics include types and categories of
annuities, tax treatment of annuities,
annuities inside IRAs and Roth IRAs, annuity
ladders, the place and benefits of annuities
in a retirement plan, and more. This class
is perfect for those over the age of 50 and
in or near retirement.
Steve Geist
is an
expert in safe retirement plan strategies
and has accumulated an online library of
learning videos, radio shows, and special
reports to guide you with your retirement.
He also teaches the popular “Solve the
Retirement Puzzle” class and “Planning
Your Retirement Cash Flow” class at CFU
(both recommended but not prerequisites).
$41 Non-Member
$29 Member
CFU LOWRY
: Near 1st & Quebec
1942M: One Sat., 10AM-12PM 3/26
1942N: One Tue., 6:30-8:30PM 5/10
1942O: One Thu., 6:30-8:30PM 6/23
Wills, Trusts, Power of
Attorneys, Living Wills
Make Sense of It All
End of life planning is a hard thing to
face, and it’s made even more difficult by
confusion and misunderstanding about
legal issues. Do you need a will or a trust?
What is the difference? What about a power
of attorney; can’t you just download one
from the Internet? Do you need a living will?
Must you have a will in order to appoint a
guardian for your children? Take the mystery
out of the many issues surrounding the
planning for end of life or illness. Gain a
better understanding of what planning your
estate means, what your options are and
who can help you put an appropriate plan
into place. Receive practical
advice in plain
English.
Erica Johnson
received a JD from
the University of Denver and is an associate
at the law firm of Ambler & Keenan, LLC,
where her practice emphasizes estate
planning and probate.
$36 Non-Member
$24 Member
CFU LOWRY
: Near 1st & Quebec
6625BV: One Tue., 6:30-8PM 4/5
6625BW: One Tue., 6:30-8PM 6/14
Getting Ready for Social
Security?
Take This Class First!
If you are approaching eligibility for social
security benefits you will find that there
are decisions to be made that are much
more complex than you may be aware. Not
understanding the ins and outs of Social
Security could have severe consequences
for your future. This information packed
seminar will give you what you need to
answer the important questions of when to
apply for benefits, what to consider when
choosing whether to take benefits at age
62, and what the impact of delaying might
be. Learn also how spousal and survivor
benefits work. Taught by
Lee Claymore
, a
Certified Financial Planner with more than
25 years in the business.
Branch office: Cirrus Financial Group, 6855 S. Havana St. #270, Centennial, CO 80112,
(ph) 303-706-1033, Securities and Advisory Services offered through Cetera Advisors, LLC.
Member SIPC/FINRA. Cetera is under separate ownership from any other entity.
$36 Non-Member
$24 Member
$5 materials fee payable in class
CFU LOWRY
: Near 1st & Quebec
6603BW: One Tue., 6:30-8:30PM 3/15
6603BX: One Tue., 6:30-8:30PM 4/19
6603CA: One Tue., 6:30-8:30PM 6/21
Prepare for Medicare!
Just like social security, if you are
approaching eligibility for Medicare
benefits, you will find that there are
decisions to be made that are much more
complex than you may be aware. This class
will help you understand the ins and outs
of Medicare and prepare for your future
healthcare needs. Learn the important
questions to ask, such as when you must
apply for benefits, what to consider when
choosing your healthcare benefit options,
and what the consequences of missing
the enrollment deadlines are. We will also
spend time talking about what Medicare
does and does not cover. Taught by
Lee
Claymore
, a Certified Financial Planner
with more than 25 years in the business.
Branch office: Cirrus Financial Group, 6855 S. Havana St. #270, Centennial, CO 80112,
(ph) 303-706-1033, Securities and Advisory Services offered through Cetera Advisors, LLC.
Member SIPC/FINRA. Cetera is under separate ownership from any other entity.
$36 Non-Member
$24 Member
$5 materials fee payable in class
CFU LOWRY
: Near 1st & Quebec
6605Y: One Thu., 6:30-8:30PM 3/17
6605AA: One Thu., 6:30-8:30PM 4/21
6605AC: One Thu., 6:30-8:30PM 6/23
